Free ACA & Medicare broker

Your path to affordable health coverage

We'll help you find the perfect coverage in just minutes, all it takes is a quick phone call. Free to use, and 4 out of 5 of our clients qualify for a $0 premium plan.

◆ 100% free to use◆ 10 to 15 minutes to covered◆ 7 top carriers compared
A family covered through Southeast Health

4 of 5 clients pay

$0/mo

with ACA subsidies

$0

monthly premium for 4 of 5 clients

10–15

minutes from call to covered

7

top carriers compared

$0

cost to use our brokers, ever

Our insurance carriers

We partner with a wide range of trusted insurance carriers, national and regional, to find the right plan from top insurers.

UnitedHealthcareBlue Cross Blue ShieldAetnaCignaOscarAmbetterBaylor Scott & White HealthUnitedHealthcareBlue Cross Blue ShieldAetnaCignaOscarAmbetterBaylor Scott & White Health

How it works

The 10‑minute path to covered.

Waypoint · Call

One quick phone call.

Call (844) 440-5290 or request a quote online. Ten to fifteen minutes is all we need: zip code, age, household size, and an income estimate.

Waypoint · Match

We compare every option.

We check your ACA subsidy and compare plans across seven top carriers, national and regional, until the strongest fit for your budget surfaces.

Destination · Covered

You hang up covered.

We enroll you and handle all the details. Free to use, no fees, ever. Just coverage, and the peace of mind that comes with it.

Are you eligible?

Coverage for the people the system overlooks.

Affordable ACA marketplace plans, with subsidies that bring 4 out of 5 of our clients to a $0 monthly premium.

Get a quote →

No employer plan? We find individual coverage that fits contractor income, without the group-plan price tag.

Get a quote →

Working without benefits doesn't mean going without coverage. We match part-timers with plans they can actually afford.

Get a quote →

Coverage that bridges the gap while you look for your next role, so a job search never means going unprotected.

Get a quote →

A clean, judgment-free path back to health coverage for individuals and families rebuilding after the justice system.

Get a quote →

If you're aging out or no longer qualify, we transition you smoothly into marketplace coverage with no gap.

Get a quote →

Aging off a parent's insurance is the first time most people shop for a plan. We make the first one easy.

Get a quote →

Medicare Advantage plans are available, including plans with a Part B giveback.

Get a quote →

Whatever your situation, we're here to help you find the right plan quickly and easily.

A father with his baby daughter

About us

Health insurance, made easy and accessible.

At Southeast Health Insurance, our mission is simple: to make health insurance easy and accessible for everyone. As a free-to-use insurance broker, we partner with leading insurance providers to offer coverage tailored to your unique needs.

We pride ourselves on transparency, trust, and putting our clients first. Personalized service, expert advice, and peace of mind knowing you're in good hands.

Learn more about us →

Enrollment windows

Timing matters. The windows don't wait.

ACA · Affordable Care Act

Open enrollment · Nov 1 – Jan 15

Open

Medicare Advantage

AEP · Oct 15 – Dec 7

Open
OctNovDecJanFeb

Missed the window? Losing Medicaid, losing job coverage, moving, or turning 26 can open a special enrollment period. Call (844) 440-5290 and we'll check in minutes.

Questions, answered

Everything people ask on the first call.

Yes. We're a free-to-use insurance broker. Brokers are paid by the insurance carriers, not by you, and your premium is the same whether you enroll through us or directly with the carrier. The difference is that we compare plans across carriers for you.

The Affordable Care Act provides income-based subsidies (premium tax credits) that lower your monthly premium. For many households the subsidy covers the full premium. In fact, 4 out of 5 of our clients qualify for a $0 premium plan through the ACA.

About 10 to 15 minutes, plus a few basics: your zip code, age, household size, and an income estimate. That's enough for us to check your subsidy and compare plans in your area. We handle the paperwork and enrollment details.

ACA open enrollment runs November 1st to January 15th, and Medicare Advantage's annual enrollment period runs October 15th to December 7th. Outside those windows, life changes like losing Medicaid, losing job coverage, moving, or turning 26 can qualify you for a special enrollment period. Call us and we'll check.

We partner with top national and regional carriers, including UnitedHealthcare, Blue Cross Blue Shield, Aetna, Cigna, Oscar, Ambetter, and Baylor Scott & White Health. Comparing across carriers is how we find the right fit instead of one company's best offer.

Yes. Medicare Advantage plans are available through us, including plans with a Part B giveback that puts money back toward your Part B premium.

Get your free, personalized health insurance quote today.

Call now and secure the coverage you deserve.